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Protectunderline Your Business Property & Assets

Property insurance safeguards your business buildings, contents, and equipment against fire, natural disasters, and other risks that could cause significant financial losses.

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Our Trusted Partners

ICICI Lombard
Reliance General
New India Assurance
HDFC ERGO
Digit
IFFCO

Why Property Insurance is Vital for Business

Property insurance protects your business premises and assets from various risks including fire, natural disasters, and damage. It ensures business continuity by covering repair and replacement costs.

₹300 Cr+
Annual property insurance claims paid in Indian businesses
30%
of businesses face property damage each year
1-3
months
Average time for property damage to halt operations

What Types Of Businesses Need Property Insurance Coverage?

Office Buildings

Office Buildings

Commercial office spaces need protection against fire, water damage, and structural risks.

Retail Stores

Retail Stores

Retail premises need protection for buildings, fixtures, and contents against various risks.

Manufacturing Plants

Manufacturing Plants

Industrial facilities need comprehensive protection for buildings and equipment.

Warehouses

Warehouses

Storage facilities need protection against fire, water damage, and structural risks.

Restaurants & Hotels

Restaurants & Hotels

Hospitality businesses need protection for buildings, equipment, and contents.

How will Property Insurance help the business?

What and How Background

A major IT company in Hyderabad experienced severe water damage when a pipe burst in their office building. The damage affected multiple floors and caused ₹3 crore in property damage and business interruption.

Your property is your business foundation

Protect it with comprehensive property insurance coverage.

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Building Protection
Building Protection
Contents Coverage
Contents Coverage
Business Continuity
Business Continuity

Inclusions

Building Coverage

Covers damage to business buildings and structures

Contents Coverage

Covers business contents, furniture, and equipment

Fire & Allied Perils

Covers damage from fire, explosion, and lightning

Natural Disasters

Covers damage from floods, earthquakes, and storms

Water Damage

Covers damage from water leaks and flooding

Theft & Vandalism

Covers damage from theft and malicious acts

Business Interruption

Covers lost income due to property damage

Additional Expenses

Covers extra costs to maintain operations

Exclusions

Normal Wear & Tear

Gradual deterioration and maintenance issues

War & Terrorism

Damage from war, terrorism, or civil unrest

Nuclear Risks

Damage from nuclear incidents or radiation

Intentional Damage

Damage caused deliberately by the insured

Earth Movement

Damage from earthquakes and ground movement

Flood Damage

Damage from floods and water overflow

Maintenance Neglect

Damage due to failure to maintain property

Prior Known Damage

Damage known before policy inception

Why Should Businesses Buy Property Insurance Policies From Us?

At Covrzy, we understand the importance of protecting your business premises. We provide comprehensive property coverage with expert risk assessment and dedicated claims support.

Comprehensive property coverage

Comprehensive property coverage

Expert risk assessment

Expert risk assessment

Business interruption protection

Business interruption protection

Quick repair and replacement

Quick repair and replacement

24/7 claims support

24/7 claims support

Industry-specific expertise

Industry-specific expertise

Real Life Claim Story

A major IT company in Hyderabad experienced severe water damage when a pipe burst in their office building. The damage affected multiple floors and caused ₹3 crore in property damage and business interruption.

Property Recovery

Property insurance covered the full cost of repairs and restoration, enabling quick recovery.

Business Continuity

Business interruption coverage helped maintain operations while repairs were completed.

Frequently Asked Questions

What's the difference between building and contents coverage?

Building coverage protects the structure while contents coverage protects movable items.

Does it cover natural disasters?

What about business interruption?

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Secure your business property today

Get comprehensive property protection now

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