Sick Days
Cost You More Than You Think.
Protect your team from unexpected medical expenses with Group Health Insurance. A small investment today can save you a fortune tomorrow.
Our Trusted Partners
Why is Corporate Group Health Insurance Vital for Business
Group medical coverage attracts and retains top talent while protecting your business from employee medical costs. It demonstrates care for your team's wellbeing and improves productivity.
What Types of Businesses Need Group Medical Coverage Policy (GMC)?
Tech Startups
Affordable health insurance for startups ensures your team can focus on innovation without worrying about medical bills. Covering employee spouse, children, and parents (ESCP) shows you care about their families too.
Retail Shops
Cheap health insurance for small business owners helps attract and retain staff. Group mediclaim coverage offers peace of mind with cashless treatment options.
Hospitality Industry
Group mediclaim coverage ensures your team can access cashless treatment and a network of hospitals leading to better service for customers.
Educational Institutions
Teachers and staff benefit from employee family medical insurance, including ESCP, allowing them to focus on education without health worries.
How will Group Medical Coverage Policy (GMC) Help Businesses?
A young, ambitious graphic designer at a thriving tech startup in Bangalore falls seriously ill. Without comprehensive health insurance, the mounting medical bills could quickly become overwhelming, forcing them to make difficult choices between their health and financial stability.
A Healthier Workforce is a More Productive Workforce
Group Medical Coverage (GMC) not only ensures that the employee receives the necessary medical care without financial strain, but it also signals to the entire team that their well-being is a top priority for the company. This boosts morale, loyalty, and ultimately, productivity.
Inclusions
Pre-Hospitalization
Covers medical expenses incurred before hospitalization
OPD Care
Covers outpatient department expenses like doctor visits, consultations, and diagnostics
AYUSH Treatment
Covers treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy
Maternity Cover
Maternity care expenses for normal delivery as well as C-section delivery
Cashless Hospitalization
Cashless treatment at all the network hospitals
Ambulance expenses
Cover ambulance expenses to and from hospital
Health Assistance Services
Get complete dedicated medical care services
Tele Consultations
Specialised teleconsultations along with mental health tele consultations in 20+ languages
Discounts on medicines
Discounts available on diagnostics and medicine delivery
Exclusions
Self-Inflicting Injuries Or Death Due To Such Injuries
Injuries or death caused by self-harm or suicide attempts are not covered
High-Risk Adventure Activities
Injuries from activities like rock climbing, skydiving, etc., are typically excluded
War, Invasion, or Civil Unrest
The policy won't cover injuries or death resulting from war or similar conflicts
Infertility Treatments
Any expenses incurred for treating infertility or similar conditions are not covered
All non-medical consumables
All types of non-medical consumables such as syringe, crepe bandage, surgical masks, cotton are not covered
Preventive Care Checkup
Any preventive care checkups expenses are not covered
Admin/Service Expenses
Expenses such as prosthetics or devices to support functioning of organs are not covered
Expert Guidance & Support
Cashless Treatment
Seamless Claims Process
Affordable Group Rates
Why Choose Our Corporate Group Health Insurance?
Healthy employees are the backbone of a thriving business. With Covrzy's Group Health Insurance, you're not just ticking a box on your employee benefits checklist – you're investing in a happier, healthier, and more productive workforce.
Expert Guidance & Support
Cashless Treatment
Seamless Claims Process
Affordable Group Rates
Real Life Claim Story
In 2020, a leading Indian IT services company, had a Group Health Insurance (GMC) policy covering its employees. One of the employees, a 35-year-old software engineer, was diagnosed with a critical illness requiring immediate hospitalization and surgery. The group health insurance policy ensured the employee received timely and quality medical care, enabling them to recover and return to work.
Cashless Treatment
The insurance provider offered cashless treatment, allowing the employee to receive medical care without paying out-of-pocket expenses.
Access to Quality Healthcare
The insurance coverage enabled the employee to access quality healthcare services, ensuring they received the best possible treatment.
Frequently Asked Questions
How can I choose the right group health insurance policy for my employees?
Consider factors like the size of your workforce, budget, desired coverage levels, and the specific healthcare needs of your employees. Compare different plans and providers to find the best fit for your company and your team.
Who pays the premium for Group mediclaim coverage (GMC)?
What is Group Health Insurance?
Do you have more questions?
Contact us for any queries related to business insurance, coverages, plans and policies. Our insurance experts will assist you.
Think You Can't Afford Group Health Insurance?
Think Again. Don't Leave Your Employees Vulnerable
